[Reviews] KiaKia Loan – Get a Fast Loan Online without Collateral


Want to learn further about KiaKia loan? In this composition we ’ll share with you details of adopting plutocrat from this amazing lending platform.

Securing backing when they need it most is a challenge for numerous small business possessors. Getting that plutocrat through a traditional bank loan is decreasingly delicate.
That’s why indispensable Lending services like KIAKIA loan has come a saving grace for small businesses.

KIAKIA loan offers a wide range of backing options, including working capital loans, trafficker cash advances, outfit backing, tab factoring, and term loans.
With so numerous indispensable lenders to choose from, figuring out the stylish option can be a tough task for a small business proprietor.

Thus, this article will edify you on KIAKIA advance, one of the main ten best loan online in Nigeria, and all it involves.

What Is Kiakia Loan?

Established in 2016, KiaKia (an exchanging name of KiaKia Bits Ltd RC:799552), is an authorized non-banking monetary innovation organization.

One of Nigeria’s trailblazer advanced banks and furthermore the main distributed commercial center, KiaKia offers got and unstable credits and furthermore partakes in very much organized benefit sharing deals.

They center their endeavors generally around Micro, Small, and Medium Enterprises with tremendous development possibilities, with no admittance to credit from conventional monetary organizations..

In 2019, KiaKia secured the InFINCA Award for Best Peer-To-Peer Platform in Nigeria. A demonstration of their spearheading exertion, supported creation and conveyance of significant worth to the organic market end of the assistance.

KiaKia Loan Requirements

You really want to give the accompanying archives and meet the prerequisites to fit the bill for a KiaKia loan:

  • Substantial method for Identification
  • A ledger with Bank Verification Number
  • Likewise, verification of pay from the work environment or business
  • A functioning email address
  • You live in Nigeria
  • At long last, you should be 21 or more

KiaKia need your BVN (Bank Verification Number) to establish your identity within the financial system and to furnish us with enough data/information about you to act on in the event of a breach of contract.

Your BVN (bank verification number) is 100% safe with Kiakia. It is important to note that the BVN is a unique identification number for authenticating your identity and securing against fraud within the Nigerian financial system. It also makes it impossible for anyone to steal your identity or use it for any illicit purposes.

KiaKia Loan Application

To successfully submit a loan application, this is how you have to go about it

  • Create an account by providing all required details
  • Start an application chat
  • Upload work ID or goverment-issued ID
  • Enter the desired loan amount
  • Select duration/tenure
  • Upload Screenshot of SMS alerts or PDF statement of your last 3 salaries or Business income
  • Accept loan terms and conditions
  • Authenticate your submitted bank accounts
  • Get credited

Kiakia Loan amount limits

You can acquire as low as N10,000 and as much as N200, 000 from them. In any case, most clients are allocated a specific measure of advance toward the beginning. As you take and reimburse an advance on schedule, your greatest acquire limit increments.

Did you had any idea about that you would now you be able to can contrast financing costs from various banks and our credit test system and get the best arrangement? Settling on an educated credit choice requires looking at changed advance proposals prior to committing a responsibility. Through our test system, you can see initially, credit offers coming from various moneylenders in under 5 minutes, so you can settle on the best choice with respect to your financing. Attempt it today

What is KiaKia loan Interest Rate?

This advance draws in just 5.6% to however much 24% in loan fees. Considering the speed of utilizations, this is certifiably not a terrible rate base. In any case, one thing that is sure is that the specific pertinent financing cost would be expressed during the credit application process where you can either concur or dismiss it.

Reimbursement expressions for the Kiakia credit are very straightforward. You just need to have reimbursed the credit somewhere in the range of 7 and 30 days. Nonetheless, it is fitting to pay your advances prior assuming you can in light of the prizes that accompany it.

What are the pros and cons of KiaKia loan?

They include:


  • The application interaction is simple and assets are delivered in no time
  • Likewise, it requires no genuine administrative work
  • No geological limitations, meaning you can apply from anyplace


  • It accompanies a credit handling charge
  • Finally, the most extreme measure of borrowable is very low

How to repay a loan?

o repay a loan select the ‘REPAY A LOAN’ option on Mr.K’s menu and select any of the following options –

  1. Bank Transfer to Kiakia Bits Limited
    • 0025273484 | Guaranty Trust Bank
    • 1016013383 | Zenith Bank Plc
  2. Card Payment
  3. Monnify – BANK TRANSFER TO YOUR UNIQUE ACCOUNT (Via Monnify unique account)

Frequently Asked Questions

Some of the most frequently asked questions on loans in Nigeria include:

Can I get a loan without a job?

Yes, you can. However, it may be difficult to come by as most lenders prefer borrowing to individuals with a steady and proven source of income. The best option would be to apply through loan apps that do not really consider income as one of the criteria. 

Can I get personal loan without salary?

Yes, you can. The advancement of technology today means it’s much easier to track borrowers compared to long ago. Basically, you can now get a personal loan without a salary. As a matter of fact, all you need to do is provide your proof of account and undergo the application processes.

Can I get a loan if I just started working?

Yes, you can. However, the loan amount would most likely be considerably lower than those with proof of substantial income and you might not have access to as much as they do.

Going through this post, you can see that we just settled on your choice to apply for a credit through the Kiakia advance stage more straightforward.

We’ve given you a bit by bit guide on the best way to effectively apply for an advance with next to no guarantee, underwriters or any of the migraines banks put you through to get a credit.

In the event that you delighted in perusing this post and you feel it assisted you with getting a decent advance, consider offering it to your companions who may be searching for security free advances in Nigeria.

Guarantee you go through their agreements, check the financing cost and plan on the best way to take care of prior to tolerating the advance. This is vital to know all that the credit involves prior to tolerating to take one.

On the off chance that you have any remarks, increments or deduction, go ahead and get across to us through the remark box gave beneath. We sure might want to get your point of view.


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